[finator]

I don't know what your income level is, but have you looked into Medicaid programs in your state. In NY, I believe there are Family & Child Health Plus HMO programs that work with Medicaid. You may qualify for some assistance. The plans vary by state, but check your local state's government website.

Good luck.

Additionally, you may be able to claim some of the non-covered expenses on your taxes. I believe your medical expenses have to be a large percentage of your overall income to qualify for a tax deduction, but it's worth looking into.